Oregon To Continue Tax Incentives
Federal tax credits for energy-saving home upgrades are set to expire at the end of the year, though some incentives for Oregonians will continue beyond 2025. The soon-ending credits can save homeowners up to $3,200 on improvements such as heat pumps and insulation. They were created under the Inflation Reduction Act but are ending after passage of the One Bill Beautiful Bill Act in July. Jami Seymore with the Energy Trust of Oregon said its programs and cash incentives will remain in place despite the federal changes. According to Seymore, Oregonians who completed upgrades this year may still qualify for both the federal credit and Energy Trust incentives, offering a chance to stack savings. Seymore noted that insulation remains one of the most cost-effective upgrades, especially as electricity costs have climbed sharply in recent years. Residential rates for Pacific Power and Portland General Electric have risen about 50 percent since 2020. She said insulation can reduce heating costs by up to 20 percent, and it continues to qualify for a federal tax credit through the end of the year.
New Tax Deduction for Seniors
Alan Twombly of HR Block says if you turned 65 in 2025, you may qualify for a new federal tax deduction
“If you are over 65 you get an extra $6,000 deduction per person on the return that’s over 65 so if you and your husband are both over 65 that’s an extra $12,000 deduction.”
This extra deduction comes on top of the regular standard deduction (or itemized deductions) plus the existing senior deduction. To get the full $6,000, a single filer’s modified adjusted gross income must stay at or below $75,000 (or $150,000 for joint filers). Above those thresholds, the benefit gradually phases out. The deduction — introduced under the One Big Beautiful Bill Act — applies to tax years 2025 through 2028 and can be claimed even if you itemize.
Drowsy Driving
As winter weather quickly shifts across the region, transportation officials are reminding drivers about the dangers of drowsy driving. According to safety experts, sleepiness can slow reaction time, decrease awareness, and impair judgment in ways similar to alcohol. Indicators of fatigue include drifting from your lane, difficulty keeping your eyes open, frequent yawning, and missing signs or exits. Officials say planning ahead can reduce risks by getting adequate sleep, taking regular breaks, avoiding overnight drives, and stopping immediately if you become too tired to continue. They add that caffeine may help temporarily, though it takes about 30 minutes to take effect.
